States › California › FY2021
FY20211 Oct 2020 – 30 Sep 2021
SBA loans in California, FY2021
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2021 (1 October 2020 to 30 September 2021) SBA approved 7,555 loans in California: 5,826 under 7(a) and 1,729 under 504, worth $7.69bn.
That is up 14% on FY2020, when there were 6,653 approvals worth $5.05bn.
California accounted for 12.3% of the 61,532 approvals nationwide that year. 221 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 789.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to California businesses in FY2021, of 221 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2020 | Change |
|---|---|---|---|---|---|---|
| 1 | Los Angeles County | 2,140 | $2.33bn | 28.3% | 1,958 | +182 |
| 2 | Orange County | 755 | $851M | 10.0% | 689 | +66 |
| 3 | San Diego County | 726 | $620M | 9.6% | 614 | +112 |
| 4 | Riverside County | 449 | $420M | 5.9% | 380 | +69 |
| 5 | San Bernardino County | 438 | $486M | 5.8% | 408 | +30 |
| 6 | Sacramento County | 317 | $293M | 4.2% | 270 | +47 |
| 7 | Santa Clara County | 292 | $339M | 3.9% | 246 | +46 |
| 8 | Alameda County | 281 | $283M | 3.7% | 263 | +18 |
| 9 | Ventura County | 179 | $167M | 2.4% | 146 | +33 |
| 10 | Contra Costa County | 177 | $170M | 2.3% | 156 | +21 |
| 11 | San Francisco County | 145 | $154M | 1.9% | 128 | +17 |
| 12 | Sonoma County | 136 | $118M | 1.8% | 78 | +58 |
| 13 | San Joaquin County | 134 | $135M | 1.8% | 111 | +23 |
| 14 | Placer County | 122 | $89.7M | 1.6% | 87 | +35 |
| 15 | Fresno County | 115 | $110M | 1.5% | 103 | +12 |
| 16 | Kern County | 102 | $91.3M | 1.4% | 113 | -11 |
| 17 | San Mateo County | 97 | $109M | 1.3% | 101 | -4 |
| 18 | Santa Barbara County | 83 | $86.2M | 1.1% | 64 | +19 |
| 19 | Stanislaus County | 67 | $72.1M | 0.9% | 63 | +4 |
| 20 | Solano County | 64 | $61.2M | 0.8% | 38 | +26 |
| 21 | Monterey County | 62 | $68.4M | 0.8% | 54 | +8 |
| 22 | El Dorado County | 60 | $48.1M | 0.8% | 39 | +21 |
| 23 | San Luis Obispo County | 55 | $47.7M | 0.7% | 63 | -8 |
| 24 | Shasta County | 53 | $50.3M | 0.7% | 44 | +9 |
| 25 | Marin County | 44 | $42.3M | 0.6% | 35 | +9 |
| 26 | Santa Cruz County | 44 | $40.5M | 0.6% | 48 | -4 |
| 27 | Tulare County | 42 | $43.5M | 0.6% | 41 | +1 |
| 28 | Butte County | 38 | $38.0M | 0.5% | 24 | +14 |
| 29 | Yolo County | 35 | $31.0M | 0.5% | 35 | 0 |
| 30 | Imperial County | 34 | $40.7M | 0.5% | 17 | +17 |
| 31 | Merced County | 32 | $30.1M | 0.4% | 15 | +17 |
| 32 | Nevada County | 27 | $21.4M | 0.4% | 31 | -4 |
| 33 | Napa County | 27 | $25.2M | 0.4% | 35 | -8 |
| 34 | Humboldt County | 26 | $24.3M | 0.3% | 11 | +15 |
| 35 | Sutter County | 20 | $10.9M | 0.3% | 22 | -2 |
| 36 | Mendocino County | 16 | $20.3M | 0.2% | 9 | +7 |
| 37 | Madera County | 16 | $16.7M | 0.2% | 21 | -5 |
| 38 | Yuba County | 15 | $10.7M | 0.2% | 7 | +8 |
| 39 | Tehama County | 11 | $8.5M | 0.1% | 11 | 0 |
| 40 | Calaveras County | 10 | $9.2M | 0.1% | 6 | +4 |
The 40 counties with the most approvals; every county is on the California page.
FY2021 against FY2020
| California | FY2021 | FY2020 |
|---|---|---|
| 7(a) approvals | 5,826 | 5,339 |
| 7(a) dollars | $5.75bn | $3.65bn |
| Median 7(a) approval | $565K | $292K |
| 504 approvals | 1,729 | 1,314 |
| 504 dollars | $1.94bn | $1.40bn |
| Jobs supported, as reported | 88,018 | 67,753 |
Questions and answers
Which lenders made the most SBA loans in California in FY2021?
U.S. Bank, National Association (789), Wells Fargo Bank National Association (354), Business Finance Capital (335), CDC Small Business Finance Corp. (305), Mortgage Capital Development Corporation (298). 221 lenders had at least one approval.
How many SBA loans were approved in California in FY2021?
7,555: 5,826 under 7(a) worth $5.75bn and 1,729 under 504 worth $1.94bn.
Which California counties had the most SBA approvals in FY2021?
Los Angeles County (2,140), Orange County (755), San Diego County (726), Riverside County (449), San Bernardino County (438).
When does FY2021 start and end?
The federal fiscal year 2021 runs from 1 October 2020 to 30 September 2021.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error