States › California › FY2022
FY20221 Oct 2021 – 30 Sep 2022
SBA loans in California, FY2022
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2022 (1 October 2021 to 30 September 2022) SBA approved 6,645 loans in California: 4,909 under 7(a) and 1,736 under 504, worth $5.84bn.
That is down 12% on FY2021, when there were 7,555 approvals worth $7.69bn.
California accounted for 11.7% of the 56,932 approvals nationwide that year. 203 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 683.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to California businesses in FY2022, of 203 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2021 | Change |
|---|---|---|---|---|---|---|
| 1 | Los Angeles County | 1,824 | $1.75bn | 27.4% | 2,140 | -316 |
| 2 | Orange County | 684 | $560M | 10.3% | 755 | -71 |
| 3 | San Diego County | 631 | $419M | 9.5% | 726 | -95 |
| 4 | Riverside County | 424 | $354M | 6.4% | 449 | -25 |
| 5 | San Bernardino County | 363 | $355M | 5.5% | 438 | -75 |
| 6 | Sacramento County | 275 | $209M | 4.1% | 317 | -42 |
| 7 | Alameda County | 274 | $231M | 4.1% | 281 | -7 |
| 8 | Santa Clara County | 240 | $271M | 3.6% | 292 | -52 |
| 9 | Ventura County | 164 | $132M | 2.5% | 179 | -15 |
| 10 | Contra Costa County | 152 | $123M | 2.3% | 177 | -25 |
| 11 | San Francisco County | 134 | $120M | 2.0% | 145 | -11 |
| 12 | Fresno County | 122 | $99.5M | 1.8% | 115 | +7 |
| 13 | Sonoma County | 117 | $99.4M | 1.8% | 136 | -19 |
| 14 | Placer County | 115 | $94.4M | 1.7% | 122 | -7 |
| 15 | Kern County | 103 | $90.4M | 1.6% | 102 | +1 |
| 16 | San Joaquin County | 92 | $119M | 1.4% | 134 | -42 |
| 17 | San Mateo County | 86 | $71.7M | 1.3% | 97 | -11 |
| 18 | San Luis Obispo County | 61 | $66.6M | 0.9% | 55 | +6 |
| 19 | Stanislaus County | 58 | $61.1M | 0.9% | 67 | -9 |
| 20 | Santa Barbara County | 55 | $42.9M | 0.8% | 83 | -28 |
| 21 | El Dorado County | 54 | $39.0M | 0.8% | 60 | -6 |
| 22 | Marin County | 53 | $28.8M | 0.8% | 44 | +9 |
| 23 | Solano County | 52 | $49.5M | 0.8% | 64 | -12 |
| 24 | Santa Cruz County | 52 | $36.1M | 0.8% | 44 | +8 |
| 25 | Napa County | 50 | $52.6M | 0.8% | 27 | +23 |
| 26 | Monterey County | 45 | $38.6M | 0.7% | 62 | -17 |
| 27 | Shasta County | 42 | $23.5M | 0.6% | 53 | -11 |
| 28 | Butte County | 37 | $25.3M | 0.6% | 38 | -1 |
| 29 | Tulare County | 34 | $33.8M | 0.5% | 42 | -8 |
| 30 | Yolo County | 28 | $34.2M | 0.4% | 35 | -7 |
| 31 | Merced County | 22 | $21.4M | 0.3% | 32 | -10 |
| 32 | Sutter County | 21 | $13.1M | 0.3% | 20 | +1 |
| 33 | Imperial County | 20 | $19.1M | 0.3% | 34 | -14 |
| 34 | Nevada County | 19 | $11.3M | 0.3% | 27 | -8 |
| 35 | Madera County | 16 | $21.6M | 0.2% | 16 | 0 |
| 36 | Yuba County | 14 | $19.2M | 0.2% | 15 | -1 |
| 37 | Tehama County | 14 | $10.4M | 0.2% | 11 | +3 |
| 38 | Humboldt County | 11 | $6.0M | 0.2% | 26 | -15 |
| 39 | Lake County | 10 | $9.5M | 0.2% | 7 | +3 |
| 40 | Mendocino County | 10 | $19.3M | 0.2% | 16 | -6 |
The 40 counties with the most approvals; every county is on the California page.
FY2022 against FY2021
| California | FY2022 | FY2021 |
|---|---|---|
| 7(a) approvals | 4,909 | 5,826 |
| 7(a) dollars | $3.61bn | $5.75bn |
| Median 7(a) approval | $320K | $565K |
| 504 approvals | 1,736 | 1,729 |
| 504 dollars | $2.23bn | $1.94bn |
| Jobs supported, as reported | 76,035 | 88,018 |
Questions and answers
Which lenders made the most SBA loans in California in FY2022?
U.S. Bank, National Association (683), Wells Fargo Bank National Association (387), Business Finance Capital (325), CDC Small Business Finance Corp. (322), Mortgage Capital Development Corporation (322). 203 lenders had at least one approval.
How many SBA loans were approved in California in FY2022?
6,645: 4,909 under 7(a) worth $3.61bn and 1,736 under 504 worth $2.23bn.
Which California counties had the most SBA approvals in FY2022?
Los Angeles County (1,824), Orange County (684), San Diego County (631), Riverside County (424), San Bernardino County (363).
When does FY2022 start and end?
The federal fiscal year 2022 runs from 1 October 2021 to 30 September 2022.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error