States › California › FY2020
FY20201 Oct 2019 – 30 Sep 2020
SBA loans in California, FY2020
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2020 (1 October 2019 to 30 September 2020) SBA approved 6,653 loans in California: 5,339 under 7(a) and 1,314 under 504, worth $5.05bn.
That is down 12% on FY2019, when there were 7,531 approvals worth $4.67bn.
California accounted for 13.5% of the 49,417 approvals nationwide that year. 206 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 1,110.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to California businesses in FY2020, of 206 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2019 | Change |
|---|---|---|---|---|---|---|
| 1 | Los Angeles County | 1,958 | $1.54bn | 29.4% | 2,159 | -201 |
| 2 | Orange County | 689 | $569M | 10.4% | 873 | -184 |
| 3 | San Diego County | 614 | $390M | 9.2% | 725 | -111 |
| 4 | San Bernardino County | 408 | $334M | 6.1% | 400 | +8 |
| 5 | Riverside County | 380 | $264M | 5.7% | 448 | -68 |
| 6 | Sacramento County | 270 | $211M | 4.1% | 277 | -7 |
| 7 | Alameda County | 263 | $199M | 4.0% | 319 | -56 |
| 8 | Santa Clara County | 246 | $166M | 3.7% | 267 | -21 |
| 9 | Contra Costa County | 156 | $111M | 2.3% | 161 | -5 |
| 10 | Ventura County | 146 | $109M | 2.2% | 153 | -7 |
| 11 | San Francisco County | 128 | $92.3M | 1.9% | 163 | -35 |
| 12 | Kern County | 113 | $75.9M | 1.7% | 123 | -10 |
| 13 | San Joaquin County | 111 | $95.8M | 1.7% | 85 | +26 |
| 14 | Fresno County | 103 | $84.5M | 1.5% | 141 | -38 |
| 15 | San Mateo County | 101 | $73.9M | 1.5% | 100 | +1 |
| 16 | Placer County | 87 | $41.4M | 1.3% | 119 | -32 |
| 17 | Sonoma County | 78 | $44.2M | 1.2% | 117 | -39 |
| 18 | Santa Barbara County | 64 | $50.0M | 1.0% | 64 | 0 |
| 19 | San Luis Obispo County | 63 | $37.7M | 0.9% | 73 | -10 |
| 20 | Stanislaus County | 63 | $52.2M | 0.9% | 62 | +1 |
| 21 | Monterey County | 54 | $39.9M | 0.8% | 71 | -17 |
| 22 | Santa Cruz County | 48 | $44.6M | 0.7% | 59 | -11 |
| 23 | Shasta County | 44 | $22.9M | 0.7% | 49 | -5 |
| 24 | Tulare County | 41 | $49.0M | 0.6% | 43 | -2 |
| 25 | El Dorado County | 39 | $34.2M | 0.6% | 56 | -17 |
| 26 | Solano County | 38 | $20.2M | 0.6% | 57 | -19 |
| 27 | Yolo County | 35 | $38.7M | 0.5% | 32 | +3 |
| 28 | Marin County | 35 | $27.6M | 0.5% | 51 | -16 |
| 29 | Napa County | 35 | $20.8M | 0.5% | 42 | -7 |
| 30 | Nevada County | 31 | $20.8M | 0.5% | 31 | 0 |
| 31 | Butte County | 24 | $19.2M | 0.4% | 32 | -8 |
| 32 | Sutter County | 22 | $4.8M | 0.3% | 13 | +9 |
| 33 | Madera County | 21 | $17.2M | 0.3% | 12 | +9 |
| 34 | Imperial County | 17 | $20.4M | 0.3% | 25 | -8 |
| 35 | Merced County | 15 | $21.7M | 0.2% | 22 | -7 |
| 36 | Humboldt County | 11 | $2.3M | 0.2% | 9 | +2 |
| 37 | Tehama County | 11 | $16.9M | 0.2% | 10 | +1 |
| 38 | Mendocino County | 9 | $7.5M | 0.1% | 10 | -1 |
| 39 | Tuolumne County | 9 | $5.0M | 0.1% | 4 | +5 |
| 40 | Kings County | 8 | $14.5M | 0.1% | 6 | +2 |
The 40 counties with the most approvals; every county is on the California page.
FY2020 against FY2019
| California | FY2020 | FY2019 |
|---|---|---|
| 7(a) approvals | 5,339 | 6,303 |
| 7(a) dollars | $3.65bn | $3.48bn |
| Median 7(a) approval | $292K | $250K |
| 504 approvals | 1,314 | 1,228 |
| 504 dollars | $1.40bn | $1.20bn |
| Jobs supported, as reported | 67,753 | 77,652 |
Questions and answers
Which lenders made the most SBA loans in California in FY2020?
U.S. Bank, National Association (1,110), Wells Fargo Bank National Association (394), Mortgage Capital Development Corporation (231), Business Finance Capital (227), CDC Small Business Finance Corp. (213). 206 lenders had at least one approval.
How many SBA loans were approved in California in FY2020?
6,653: 5,339 under 7(a) worth $3.65bn and 1,314 under 504 worth $1.40bn.
Which California counties had the most SBA approvals in FY2020?
Los Angeles County (1,958), Orange County (689), San Diego County (614), San Bernardino County (408), Riverside County (380).
When does FY2020 start and end?
The federal fiscal year 2020 runs from 1 October 2019 to 30 September 2020.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error