SBA Ledger

States › California › FY2026

FY2026 to date1 Oct 2025 – 30 Jun 2026

SBA loans in California, FY2026

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 6,035 loans in California: 5,069 under 7(a) and 966 under 504, worth $4.17bn.

The fiscal year is still open, so these counts will grow with each quarterly release.

California accounted for 13.3% of the 45,283 approvals nationwide that year. 184 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 671.

6,035approvals to date
$4.17bndollars approved
$245Kmedian 7(a) approvalFY2025: $200K
184lenders with an approval
61,200jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to California businesses in FY2026, of 184 active.

#LenderProgramApprovalsDollarsShare of stateFY2025Change
1U.S. Bank, National Association7(a)671$190M11.1%1,045—
2Newtek Bank, National Association7(a)561$145M9.3%713—
3Northeast Bank7(a)437$89.9M7.2%1,267—
4Business Finance Capital504240$329M4.0%302—
5Mortgage Capital Development Corporation504234$391M3.9%333—
6Live Oak Banking Company7(a)204$191M3.4%326—
7Celtic Bank Corporation7(a)187$110M3.1%342—
8Lendistry SBLC, LLC7(a)184$34.2M3.0%552—
9California Statewide Certified Development Corporation504160$218M2.7%264—
10The Huntington National Bank7(a)160$70.8M2.7%399—
11Bank of Hope7(a)159$125M2.6%192—
12JPMorgan Chase Bank, National Association7(a)140$36.9M2.3%407—
13Readycap Lending, LLC7(a)140$35.7M2.3%469—
14CenTrust Bank, A Division of SmartBiz Bank National Association7(a)131$26.2M2.2%57—
15Columbia Bank7(a)119$12.4M2.0%91—
16Zions Bank, A Division of7(a)111$47.1M1.8%195—
17Harvest Small Business Finance, LLC7(a)102$118M1.7%132—
18Wells Fargo Bank National Association7(a)92$77.3M1.5%302—
19CDC Small Business Finance Corp.7(a)71$11.9M1.2%176—
20AMPAC Tri-State CDC, Inc.7(a)70$9.7M1.2%130—
21US Metro Bank7(a)68$121M1.1%52—
22East West Bank7(a)66$53.6M1.1%112—
23Bank of America, National Association7(a)61$31.8M1.0%208—
24United Midwest Savings Bank National Association7(a)60$27.5M1.0%76—
25Open Bank7(a)55$74.8M0.9%64—
26Capital Access Group, Inc.50446$44.7M0.8%55—
27Bay Area Employment Development Company50446$43.3M0.8%66—
28CalPrivate Bank7(a)43$44.5M0.7%75—
29City National Bank7(a)42$51.8M0.7%84—
30AMPAC Tri-State CDC, Inc.50441$56.8M0.7%56—
31Port 51 Lending LLC7(a)38$64.3M0.6%68—
32Cen Cal Business Finance Group50437$31.7M0.6%38—
33Banner Bank7(a)37$23.6M0.6%75—
34Advantage Certified Development Corporation50436$59.9M0.6%55—
35CDC Small Business Finance Corp.50435$39.1M0.6%59—
36Hanmi Bank7(a)34$10.4M0.6%39—
37Southland Economic Development Corporation50432$53.6M0.5%52—
38PCB Bank7(a)32$33.3M0.5%68—
39Commercial Bank of California7(a)31$32.9M0.5%26—
40First Bank of the Lake7(a)29$24.3M0.5%75—

Approvals by county

#CountyApprovalsDollarsShare of stateFY2025Change
1Los Angeles County1,744$1.19bn28.9%3,266—
2Orange County634$466M10.5%1,185—
3San Diego County550$358M9.1%1,124—
4Riverside County387$260M6.4%607—
5San Bernardino County321$211M5.3%602—
6Sacramento County236$166M3.9%404—
7Alameda County213$158M3.5%413—
8Santa Clara County212$147M3.5%430—
9Contra Costa County152$95.2M2.5%290—
10Ventura County143$77.5M2.4%271—
11San Francisco County107$79.2M1.8%218—
12Kern County105$76.8M1.7%159—
13Placer County100$59.7M1.7%199—
14Fresno County96$80.1M1.6%190—
15San Mateo County91$66.4M1.5%172—
16Sonoma County84$62.8M1.4%162—
17San Joaquin County66$56.1M1.1%144—
18Solano County65$54.6M1.1%76—
19San Luis Obispo County57$36.3M0.9%85—
20Santa Barbara County56$38.8M0.9%107—
21Marin County50$30.0M0.8%86—
22Stanislaus County50$46.0M0.8%100—
23Monterey County45$26.4M0.7%68—
24Tulare County42$44.8M0.7%63—
25Santa Cruz County41$19.8M0.7%50—
26Napa County33$27.5M0.5%47—
27Shasta County32$8.9M0.5%52—
28El Dorado County31$17.7M0.5%72—
29Merced County31$23.6M0.5%26—
30Yolo County30$28.2M0.5%58—
31Humboldt County27$12.8M0.4%18—
32Butte County23$11.3M0.4%32—
33Nevada County21$14.7M0.3%25—
34Madera County20$24.1M0.3%21—
35Tehama County16$12.2M0.3%16—
36Sutter County14$8.5M0.2%25—
37Yuba County11$7.7M0.2%19—
38Tuolumne County11$3.6M0.2%12—
39Calaveras County10$1.5M0.2%8—
40Kings County8$8.5M0.1%17—

The 40 counties with the most approvals; every county is on the California page.

FY2026 against FY2025

CaliforniaFY2026 to dateFY2025
7(a) approvals5,0699,692
7(a) dollars$2.85bn$4.81bn
Median 7(a) approval$245K$200K
504 approvals9661,352
504 dollars$1.32bn$1.79bn
Jobs supported, as reported61,200112,619

Questions and answers

Which lenders made the most SBA loans in California in FY2026?

U.S. Bank, National Association (671), Newtek Bank, National Association (561), Northeast Bank (437), Business Finance Capital (240), Mortgage Capital Development Corporation (234). 184 lenders had at least one approval.

How many SBA loans were approved in California in FY2026?

6,035 to 30 Jun 2026: 5,069 under 7(a) worth $2.85bn and 966 under 504 worth $1.32bn.

Which California counties had the most SBA approvals in FY2026?

Los Angeles County (1,744), Orange County (634), San Diego County (550), Riverside County (387), San Bernardino County (321).

When does FY2026 start and end?

The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error