FY20161 Oct 2015 – 30 Sep 2016
SBA loans in Idaho, FY2016
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2016 (1 October 2015 to 30 September 2016) SBA approved 615 loans in Idaho: 539 under 7(a) and 76 under 504, worth $186M.
That is down 11% on FY2015, when there were 694 approvals worth $212M.
Idaho accounted for 0.9% of the 70,012 approvals nationwide that year. 43 lenders had at least one approval in the state; Zions Bank, A Division of had the most, 96.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Idaho businesses in FY2016, of 43 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Zions Bank, A Division of | 7(a) | 96 | $25.8M | 15.6% | 119 | -23 |
| 2 | D. L. Evans Bank | 7(a) | 76 | $6.7M | 12.4% | 84 | -8 |
| 3 | Glacier Bank | 7(a) | 70 | $22.7M | 11.4% | 94 | -24 |
| 4 | Wells Fargo Bank National Association | 7(a) | 60 | $8.9M | 9.8% | 56 | +4 |
| 5 | U.S. Bank, National Association | 7(a) | 42 | $3.9M | 6.8% | 53 | -11 |
| 6 | Washington Trust Bank | 7(a) | 39 | $11.7M | 6.3% | 49 | -10 |
| 7 | Capital Matrix, Inc. | 504 | 34 | $20.7M | 5.5% | 36 | -2 |
| 8 | First Interstate Bank | 7(a) | 26 | $5.7M | 4.2% | 27 | -1 |
| 9 | Banner Bank | 7(a) | 19 | $4.7M | 3.1% | 25 | -6 |
| 10 | KeyBank National Association | 7(a) | 16 | $3.7M | 2.6% | 15 | +1 |
| 11 | East-Central Idaho Development Company | 504 | 15 | $9.5M | 2.4% | 11 | +4 |
| 12 | Region IV Development Corporation | 504 | 12 | $6.0M | 2.0% | 14 | -2 |
| 13 | Mountain America FCU | 7(a) | 11 | $5.9M | 1.8% | 8 | +3 |
| 14 | Celtic Bank Corporation | 7(a) | 10 | $1.6M | 1.6% | 7 | +3 |
| 15 | bankcda | 7(a) | 9 | $484K | 1.5% | 3 | +6 |
| 16 | JPMorgan Chase Bank, National Association | 7(a) | 8 | $1.2M | 1.3% | 7 | +1 |
| 17 | Live Oak Banking Company | 7(a) | 7 | $7.3M | 1.1% | 11 | -4 |
| 18 | BMO Bank National Association | 7(a) | 7 | $2.4M | 1.1% | 8 | -1 |
| 19 | Columbia Bank | 7(a) | 6 | $2.7M | 1.0% | 8 | -2 |
| 20 | Eastern Idaho Development Corporation | 504 | 6 | $2.1M | 1.0% | 11 | -5 |
| 21 | The Bank of Commerce | 7(a) | 5 | $852K | 0.8% | 4 | +1 |
| 22 | Northwest Business Development Association | 504 | 4 | $2.3M | 0.7% | 7 | -3 |
| 23 | Alaska Growth Capital BIDCO, Inc. | 7(a) | 3 | $4.4M | 0.5% | 0 | new |
| 24 | Numerica CU | 7(a) | 3 | $3.2M | 0.5% | 1 | +2 |
| 25 | Cache Valley Bank | 7(a) | 3 | $2.6M | 0.5% | 2 | +1 |
| 26 | Evergreen Business Capital | 504 | 3 | $1.3M | 0.5% | 2 | +1 |
| 27 | Simmons Bank | 7(a) | 3 | $488K | 0.5% | 0 | new |
| 28 | Montana Community Development Corp. | 7(a) | 3 | $294K | 0.5% | 1 | +2 |
| 29 | Idaho Central CU | 7(a) | 2 | — | 0.3% | 0 | new |
| 30 | Mountain West Small Business Finance | 504 | 2 | — | 0.3% | 2 | 0 |
| 31 | BayFirst National Bank | 7(a) | 2 | — | 0.3% | 0 | new |
| 32 | Stearns Bank National Association | 7(a) | 2 | — | 0.3% | 0 | new |
| 33 | Hana Small Business Lending, Inc. | 7(a) | 1 | — | 0.2% | 0 | new |
| 34 | Royal Business Bank | 7(a) | 1 | — | 0.2% | 1 | 0 |
| 35 | Open Bank | 7(a) | 1 | — | 0.2% | 0 | new |
| 36 | PCB Bank | 7(a) | 1 | — | 0.2% | 2 | -1 |
| 37 | The Huntington National Bank | 7(a) | 1 | — | 0.2% | 0 | new |
| 38 | Northwest Bank | 7(a) | 1 | — | 0.2% | 0 | new |
| 39 | Northeast Bank | 7(a) | 1 | — | 0.2% | 0 | new |
| 40 | Community First Bank of the Heartland | 7(a) | 1 | — | 0.2% | 1 | 0 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|
| 1 | Ada County | 218 | $66.4M | 35.4% | 242 | -24 |
| 2 | Kootenai County | 92 | $32.6M | 15.0% | 110 | -18 |
| 3 | Canyon County | 57 | $13.5M | 9.3% | 75 | -18 |
| 4 | Bonneville County | 45 | $23.4M | 7.3% | 42 | +3 |
| 5 | Twin Falls County | 21 | $5.6M | 3.4% | 35 | -14 |
| 6 | Bonner County | 19 | $6.0M | 3.1% | 16 | +3 |
| 7 | Nez Perce County | 18 | $5.1M | 2.9% | 11 | +7 |
| 8 | Blaine County | 16 | $5.2M | 2.6% | 15 | +1 |
| 9 | Bannock County | 16 | $2.7M | 2.6% | 15 | +1 |
| 10 | Latah County | 12 | $1.6M | 2.0% | 18 | -6 |
| 11 | Cassia County | 8 | $1.3M | 1.3% | 7 | +1 |
| 12 | Owyhee County | 7 | $916K | 1.1% | 0 | new |
| 13 | Jerome County | 7 | $980K | 1.1% | 4 | +3 |
| 14 | Gem County | 7 | $290K | 1.1% | 10 | -3 |
| 15 | Boundary County | 7 | $1.7M | 1.1% | 7 | 0 |
| 16 | Madison County | 6 | $3.2M | 1.0% | 11 | -5 |
| 17 | Teton County | 6 | $1.5M | 1.0% | 4 | +2 |
| 18 | Boise County | 6 | $1.3M | 1.0% | 2 | +4 |
| 19 | Jefferson County | 6 | $2.5M | 1.0% | 5 | +1 |
| 20 | Payette County | 4 | $904K | 0.7% | 6 | -2 |
| 21 | Benewah County | 4 | $239K | 0.7% | 2 | +2 |
| 22 | Gooding County | 4 | $100K | 0.7% | 4 | 0 |
| 23 | Lemhi County | 3 | $441K | 0.5% | 3 | 0 |
| 24 | Valley County | 3 | $1.3M | 0.5% | 4 | -1 |
| 25 | Bingham County | 3 | $178K | 0.5% | 6 | -3 |
| 26 | Franklin County | 3 | $3.3M | 0.5% | 7 | -4 |
| 27 | Elmore County | 3 | $498K | 0.5% | 4 | -1 |
| 28 | Fremont County | 3 | $918K | 0.5% | 1 | +2 |
| 29 | Shoshone County | 2 | — | 0.3% | 9 | -7 |
| 30 | Custer County | 2 | — | 0.3% | 0 | new |
| 31 | Camas County | 2 | — | 0.3% | 2 | 0 |
| 32 | Caribou County | 1 | — | 0.2% | 2 | -1 |
| 33 | Washington County | 1 | — | 0.2% | 3 | -2 |
| 34 | Adams County | 1 | — | 0.2% | 1 | 0 |
| 35 | Bear Lake County | 1 | — | 0.2% | 1 | 0 |
| 36 | Lincoln County | 1 | — | 0.2% | 2 | -1 |
FY2016 against FY2015
| Idaho | FY2016 | FY2015 |
|---|---|---|
| 7(a) approvals | 539 | 610 |
| 7(a) dollars | $143M | $175M |
| Median 7(a) approval | $100K | $100K |
| 504 approvals | 76 | 84 |
| 504 dollars | $42.8M | $36.9M |
| Jobs supported, as reported | 4,941 | 5,283 |
Questions and answers
Which lenders made the most SBA loans in Idaho in FY2016?
Zions Bank, A Division of (96), D. L. Evans Bank (76), Glacier Bank (70), Wells Fargo Bank National Association (60), U.S. Bank, National Association (42). 43 lenders had at least one approval.
How many SBA loans were approved in Idaho in FY2016?
615: 539 under 7(a) worth $143M and 76 under 504 worth $42.8M.
Which Idaho counties had the most SBA approvals in FY2016?
Ada County (218), Kootenai County (92), Canyon County (57), Bonneville County (45), Twin Falls County (21).
When does FY2016 start and end?
The federal fiscal year 2016 runs from 1 October 2015 to 30 September 2016.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error