States › California › FY2016
FY20161 Oct 2015 – 30 Sep 2016
SBA loans in California, FY2016
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2016 (1 October 2015 to 30 September 2016) SBA approved 9,890 loans in California: 8,736 under 7(a) and 1,154 under 504, worth $5.15bn.
That is about level with FY2015, when there were 10,141 approvals worth $5.31bn.
California accounted for 14.1% of the 70,012 approvals nationwide that year. 185 lenders had at least one approval in the state; Wells Fargo Bank National Association had the most, 2,219.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to California businesses in FY2016, of 185 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 7(a) | 2,219 | $659M | 22.4% | 1,876 | +343 |
| 2 | U.S. Bank, National Association | 7(a) | 944 | $285M | 9.5% | 1,288 | -344 |
| 3 | JPMorgan Chase Bank, National Association | 7(a) | 711 | $204M | 7.2% | 1,018 | -307 |
| 4 | CDC Small Business Finance Corp. | 504 | 266 | $276M | 2.7% | 276 | -10 |
| 5 | Enterprise Bank & Trust | 7(a) | 244 | $223M | 2.5% | 299 | -55 |
| 6 | Mortgage Capital Development Corporation | 504 | 222 | $242M | 2.2% | 197 | +25 |
| 7 | Bank of Hope | 7(a) | 203 | $94.9M | 2.1% | 296 | -93 |
| 8 | Celtic Bank Corporation | 7(a) | 198 | $68.1M | 2.0% | 231 | -33 |
| 9 | East West Bank | 7(a) | 195 | $93.3M | 2.0% | 170 | +25 |
| 10 | PNC Bank, National Association | 7(a) | 184 | $23.8M | 1.9% | 133 | +51 |
| 11 | Columbia Bank | 7(a) | 174 | $149M | 1.8% | 210 | -36 |
| 12 | Fifth Third Bank | 7(a) | 169 | $26.5M | 1.7% | 93 | +76 |
| 13 | Citizens Business Bank National Association | 7(a) | 159 | $114M | 1.6% | 172 | -13 |
| 14 | Live Oak Banking Company | 7(a) | 142 | $158M | 1.4% | 127 | +15 |
| 15 | United Business Bank | 7(a) | 133 | $125M | 1.3% | 132 | +1 |
| 16 | PCB Bank | 7(a) | 133 | $107M | 1.3% | 134 | -1 |
| 17 | BayFirst National Bank | 7(a) | 131 | $32.5M | 1.3% | 17 | +114 |
| 18 | Commonwealth Business Bank | 7(a) | 118 | $90.4M | 1.2% | 114 | +4 |
| 19 | Open Bank | 7(a) | 115 | $105M | 1.2% | 122 | -7 |
| 20 | BMO Bank National Association | 7(a) | 102 | $77.3M | 1.0% | 120 | -18 |
| 21 | Business Finance Capital | 504 | 101 | $106M | 1.0% | 95 | +6 |
| 22 | California Statewide Certified Development Corporation | 504 | 93 | $88.5M | 0.9% | 109 | -16 |
| 23 | Plumas Bank | 7(a) | 79 | $42.9M | 0.8% | 76 | +3 |
| 24 | Stearns Bank National Association | 7(a) | 76 | $18.8M | 0.8% | 29 | +47 |
| 25 | CDC Small Business Finance Corp. | 7(a) | 76 | $9.5M | 0.8% | 84 | -8 |
| 26 | Capital Access Group, Inc. | 504 | 74 | $80.9M | 0.7% | 72 | +2 |
| 27 | Banc of California | 7(a) | 74 | $63.6M | 0.7% | 72 | +2 |
| 28 | Main Street Launch | 7(a) | 72 | $10.0M | 0.7% | 57 | +15 |
| 29 | Bay Area Employment Development Company | 504 | 71 | $71.5M | 0.7% | 105 | -34 |
| 30 | Hanmi Bank | 7(a) | 70 | $48.9M | 0.7% | 52 | +18 |
| 31 | Tri Counties Bank | 7(a) | 70 | $12.6M | 0.7% | 47 | +23 |
| 32 | UMB Bank, National Association | 7(a) | 68 | $26.9M | 0.7% | 68 | 0 |
| 33 | Citibank, N.A. | 7(a) | 67 | $9.2M | 0.7% | 64 | +3 |
| 34 | Southland Economic Development Corporation | 504 | 66 | $55.5M | 0.7% | 54 | +12 |
| 35 | Cen Cal Business Finance Group | 504 | 66 | $54.0M | 0.7% | 64 | +2 |
| 36 | Hana Small Business Lending, Inc. | 7(a) | 66 | $46.8M | 0.7% | 82 | -16 |
| 37 | Newtek Small Business Finance, Inc. | 7(a) | 62 | $41.2M | 0.6% | 25 | +37 |
| 38 | Banner Bank | 7(a) | 57 | $14.0M | 0.6% | 23 | +34 |
| 39 | City National Bank | 7(a) | 55 | $13.8M | 0.6% | 76 | -21 |
| 40 | West Coast Community Bank | 7(a) | 54 | $40.0M | 0.5% | 44 | +10 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|
| 1 | Los Angeles County | 2,969 | $1.64bn | 30.0% | 3,210 | -241 |
| 2 | Orange County | 1,060 | $564M | 10.7% | 1,072 | -12 |
| 3 | San Diego County | 904 | $391M | 9.1% | 933 | -29 |
| 4 | Riverside County | 532 | $260M | 5.4% | 484 | +48 |
| 5 | Alameda County | 474 | $217M | 4.8% | 455 | +19 |
| 6 | San Bernardino County | 438 | $279M | 4.4% | 431 | +7 |
| 7 | Santa Clara County | 385 | $231M | 3.9% | 370 | +15 |
| 8 | Sacramento County | 382 | $178M | 3.9% | 366 | +16 |
| 9 | Contra Costa County | 263 | $119M | 2.7% | 217 | +46 |
| 10 | San Francisco County | 256 | $100M | 2.6% | 281 | -25 |
| 11 | Ventura County | 179 | $83.6M | 1.8% | 221 | -42 |
| 12 | Fresno County | 162 | $91.2M | 1.6% | 174 | -12 |
| 13 | San Mateo County | 162 | $89.4M | 1.6% | 162 | 0 |
| 14 | San Luis Obispo County | 150 | $54.2M | 1.5% | 145 | +5 |
| 15 | Kern County | 145 | $84.3M | 1.5% | 130 | +15 |
| 16 | Placer County | 129 | $70.0M | 1.3% | 157 | -28 |
| 17 | Sonoma County | 111 | $73.7M | 1.1% | 165 | -54 |
| 18 | San Joaquin County | 105 | $61.6M | 1.1% | 113 | -8 |
| 19 | Santa Barbara County | 93 | $48.8M | 0.9% | 78 | +15 |
| 20 | Marin County | 92 | $40.5M | 0.9% | 71 | +21 |
| 21 | Santa Cruz County | 81 | $36.2M | 0.8% | 72 | +9 |
| 22 | Monterey County | 77 | $58.3M | 0.8% | 74 | +3 |
| 23 | Stanislaus County | 73 | $36.5M | 0.7% | 80 | -7 |
| 24 | Solano County | 61 | $33.8M | 0.6% | 61 | 0 |
| 25 | Tulare County | 60 | $15.6M | 0.6% | 71 | -11 |
| 26 | El Dorado County | 58 | $25.5M | 0.6% | 43 | +15 |
| 27 | Merced County | 55 | $32.3M | 0.6% | 33 | +22 |
| 28 | Shasta County | 52 | $22.3M | 0.5% | 58 | -6 |
| 29 | Butte County | 46 | $21.9M | 0.5% | 41 | +5 |
| 30 | Yolo County | 44 | $40.8M | 0.4% | 38 | +6 |
| 31 | Napa County | 42 | $20.4M | 0.4% | 54 | -12 |
| 32 | Imperial County | 31 | $17.8M | 0.3% | 29 | +2 |
| 33 | Madera County | 28 | $17.2M | 0.3% | 32 | -4 |
| 34 | Sutter County | 26 | $15.3M | 0.3% | 22 | +4 |
| 35 | Nevada County | 24 | $13.3M | 0.2% | 29 | -5 |
| 36 | Humboldt County | 21 | $7.4M | 0.2% | 26 | -5 |
| 37 | Tehama County | 15 | $7.8M | 0.2% | 15 | 0 |
| 38 | San Benito County | 13 | $9.3M | 0.1% | 5 | +8 |
| 39 | Mendocino County | 12 | $5.1M | 0.1% | 23 | -11 |
| 40 | Siskiyou County | 10 | $5.2M | 0.1% | 6 | +4 |
The 40 counties with the most approvals; every county is on the California page.
FY2016 against FY2015
| California | FY2016 | FY2015 |
|---|---|---|
| 7(a) approvals | 8,736 | 8,980 |
| 7(a) dollars | $4.01bn | $4.20bn |
| Median 7(a) approval | $150K | $150K |
| 504 approvals | 1,154 | 1,161 |
| 504 dollars | $1.14bn | $1.11bn |
| Jobs supported, as reported | 104,802 | 114,176 |
Questions and answers
Which lenders made the most SBA loans in California in FY2016?
Wells Fargo Bank National Association (2,219), U.S. Bank, National Association (944), JPMorgan Chase Bank, National Association (711), CDC Small Business Finance Corp. (266), Enterprise Bank & Trust (244). 185 lenders had at least one approval.
How many SBA loans were approved in California in FY2016?
9,890: 8,736 under 7(a) worth $4.01bn and 1,154 under 504 worth $1.14bn.
Which California counties had the most SBA approvals in FY2016?
Los Angeles County (2,969), Orange County (1,060), San Diego County (904), Riverside County (532), Alameda County (474).
When does FY2016 start and end?
The federal fiscal year 2016 runs from 1 October 2015 to 30 September 2016.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error