FY20251 Oct 2024 – 30 Sep 2025
SBA loans in Texas, FY2025
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2025 (1 October 2024 to 30 September 2025) SBA approved 6,637 loans in Texas: 6,295 under 7(a) and 342 under 504, worth $4.63bn.
That is up 20% on FY2024, when there were 5,532 approvals worth $3.69bn.
Texas accounted for 7.8% of the 84,840 approvals nationwide that year. 288 lenders had at least one approval in the state; Northeast Bank had the most, 682.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Texas businesses in FY2025, of 288 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2024 | Change |
|---|---|---|---|---|---|---|
| 1 | Harris County | 1,162 | $777M | 17.5% | 986 | +176 |
| 2 | Dallas County | 703 | $557M | 10.6% | 591 | +112 |
| 3 | Tarrant County | 550 | $404M | 8.3% | 458 | +92 |
| 4 | Travis County | 466 | $302M | 7.0% | 338 | +128 |
| 5 | Collin County | 446 | $284M | 6.7% | 363 | +83 |
| 6 | Bexar County | 368 | $227M | 5.5% | 331 | +37 |
| 7 | Denton County | 327 | $186M | 4.9% | 279 | +48 |
| 8 | Williamson County | 265 | $189M | 4.0% | 202 | +63 |
| 9 | Fort Bend County | 239 | $156M | 3.6% | 211 | +28 |
| 10 | Montgomery County | 225 | $156M | 3.4% | 149 | +76 |
| 11 | Hidalgo County | 104 | $42.7M | 1.6% | 95 | +9 |
| 12 | El Paso County | 90 | $43.4M | 1.4% | 92 | -2 |
| 13 | Comal County | 77 | $39.1M | 1.2% | 50 | +27 |
| 14 | Hays County | 73 | $52.2M | 1.1% | 66 | +7 |
| 15 | Brazoria County | 67 | $46.6M | 1.0% | 67 | 0 |
| 16 | Lubbock County | 65 | $39.8M | 1.0% | 62 | +3 |
| 17 | Bell County | 57 | $41.5M | 0.9% | 43 | +14 |
| 18 | Rockwall County | 56 | $33.3M | 0.8% | 39 | +17 |
| 19 | Parker County | 53 | $32.1M | 0.8% | 31 | +22 |
| 20 | Smith County | 51 | $40.2M | 0.8% | 24 | +27 |
| 21 | Galveston County | 51 | $49.0M | 0.8% | 59 | -8 |
| 22 | Nueces County | 46 | $40.3M | 0.7% | 44 | +2 |
| 23 | Guadalupe County | 45 | $28.1M | 0.7% | 28 | +17 |
| 24 | McLennan County | 42 | $46.0M | 0.6% | 38 | +4 |
| 25 | Johnson County | 41 | $28.9M | 0.6% | 31 | +10 |
| 26 | Ellis County | 37 | $34.9M | 0.6% | 37 | 0 |
| 27 | Midland County | 37 | $29.3M | 0.6% | 25 | +12 |
| 28 | Brazos County | 37 | $24.1M | 0.6% | 33 | +4 |
| 29 | Ector County | 37 | $30.9M | 0.6% | 28 | +9 |
| 30 | Cameron County | 34 | $19.6M | 0.5% | 37 | -3 |
| 31 | Kaufman County | 34 | $37.3M | 0.5% | 28 | +6 |
| 32 | Randall County | 31 | $24.0M | 0.5% | 17 | +14 |
| 33 | Grayson County | 25 | $19.7M | 0.4% | 31 | -6 |
| 34 | Gregg County | 25 | $25.3M | 0.4% | 22 | +3 |
| 35 | Webb County | 24 | $20.6M | 0.4% | 33 | -9 |
| 36 | Jefferson County | 23 | $19.0M | 0.3% | 24 | -1 |
| 37 | Hunt County | 21 | $26.8M | 0.3% | 20 | +1 |
| 38 | Bastrop County | 20 | $12.1M | 0.3% | 19 | +1 |
| 39 | Hood County | 18 | $4.5M | 0.3% | 15 | +3 |
| 40 | Chambers County | 18 | $5.9M | 0.3% | 12 | +6 |
The 40 counties with the most approvals; every county is on the Texas page.
FY2025 against FY2024
| Texas | FY2025 | FY2024 |
|---|---|---|
| 7(a) approvals | 6,295 | 5,234 |
| 7(a) dollars | $4.07bn | $3.20bn |
| Median 7(a) approval | $250K | $250K |
| 504 approvals | 342 | 298 |
| 504 dollars | $560M | $491M |
| Jobs supported, as reported | 77,199 | 66,005 |
Questions and answers
Which lenders made the most SBA loans in Texas in FY2025?
Northeast Bank (682), The Huntington National Bank (617), Newtek Bank, National Association (503), Readycap Lending, LLC (266), Live Oak Banking Company (230). 288 lenders had at least one approval.
How many SBA loans were approved in Texas in FY2025?
6,637: 6,295 under 7(a) worth $4.07bn and 342 under 504 worth $560M.
Which Texas counties had the most SBA approvals in FY2025?
Harris County (1,162), Dallas County (703), Tarrant County (550), Travis County (466), Collin County (446).
When does FY2025 start and end?
The federal fiscal year 2025 runs from 1 October 2024 to 30 September 2025.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error