FY20171 Oct 2016 – 30 Sep 2017
SBA loans in Texas, FY2017
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2017 (1 October 2016 to 30 September 2017) SBA approved 5,287 loans in Texas: 5,034 under 7(a) and 253 under 504, worth $2.83bn.
That is about level with FY2016, when there were 5,552 approvals worth $2.84bn.
Texas accounted for 7.7% of the 68,648 approvals nationwide that year. 241 lenders had at least one approval in the state; PNC Bank, National Association had the most, 942.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Texas businesses in FY2017, of 241 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2016 | Change |
|---|---|---|---|---|---|---|---|
| 1 | PNC Bank, National Association | 7(a) | 942 | $152M | 17.8% | 1,065 | -123 |
| 2 | Wells Fargo Bank National Association | 7(a) | 686 | $204M | 13.0% | 899 | -213 |
| 3 | JPMorgan Chase Bank, National Association | 7(a) | 427 | $116M | 8.1% | 459 | -32 |
| 4 | The Huntington National Bank | 7(a) | 152 | $182M | 2.9% | 133 | +19 |
| 5 | Simmons Bank | 7(a) | 144 | $65.3M | 2.7% | 120 | +24 |
| 6 | Celtic Bank Corporation | 7(a) | 138 | $44.7M | 2.6% | 149 | -11 |
| 7 | Fifth Third Bank | 7(a) | 110 | $55.8M | 2.1% | 109 | +1 |
| 8 | Stearns Bank National Association | 7(a) | 109 | $28.5M | 2.1% | 88 | +21 |
| 9 | Live Oak Banking Company | 7(a) | 92 | $132M | 1.7% | 78 | +14 |
| 10 | PeopleFund | 7(a) | 91 | $9.5M | 1.7% | 49 | +42 |
| 11 | Capital Certified Development Corporation | 504 | 89 | $82.7M | 1.7% | 91 | -2 |
| 12 | BayFirst National Bank | 7(a) | 85 | $21.3M | 1.6% | 50 | +35 |
| 13 | Wallis Bank | 7(a) | 80 | $74.1M | 1.5% | 78 | +2 |
| 14 | Frost Bank | 7(a) | 70 | $19.2M | 1.3% | 68 | +2 |
| 15 | Independence Bank | 7(a) | 55 | $6.0M | 1.0% | 9 | +46 |
| 16 | Zions Bank, A Division of | 7(a) | 50 | $33.7M | 0.9% | 70 | -20 |
| 17 | Northeast Bank | 7(a) | 49 | $15.1M | 0.9% | 22 | +27 |
| 18 | LiftFund, Inc. | 7(a) | 47 | $6.1M | 0.9% | 64 | -17 |
| 19 | Regions Bank | 7(a) | 43 | $39.0M | 0.8% | 50 | -7 |
| 20 | Commonwealth Business Bank | 7(a) | 40 | $63.0M | 0.8% | 23 | +17 |
| 21 | Enterprise Bank & Trust | 7(a) | 40 | $44.2M | 0.8% | 36 | +4 |
| 22 | Greater East Texas Certified Development Company | 504 | 39 | $62.2M | 0.7% | 43 | -4 |
| 23 | Texas Certified Development Company, Inc. | 504 | 39 | $41.0M | 0.7% | 31 | +8 |
| 24 | Bank of Hope | 7(a) | 39 | $20.0M | 0.7% | 45 | -6 |
| 25 | Prosperity Bank | 7(a) | 39 | $13.2M | 0.7% | 33 | +6 |
| 26 | Stellar Bank | 7(a) | 36 | $29.5M | 0.7% | 38 | -2 |
| 27 | SouthState Bank, National Association | 7(a) | 36 | $23.0M | 0.7% | 61 | -25 |
| 28 | b1BANK | 7(a) | 34 | $36.3M | 0.6% | 18 | +16 |
| 29 | Capital One National Association | 7(a) | 33 | $14.4M | 0.6% | 41 | -8 |
| 30 | The American National Bank of Texas | 7(a) | 32 | $13.7M | 0.6% | 39 | -7 |
| 31 | Sunflower Bank National Association | 7(a) | 31 | $27.7M | 0.6% | 26 | +5 |
| 32 | Horizon Bank SSB | 7(a) | 30 | $23.2M | 0.6% | 30 | 0 |
| 33 | United Midwest Savings Bank National Association | 7(a) | 30 | $12.9M | 0.6% | 8 | +22 |
| 34 | Metro City Bank | 7(a) | 28 | $36.1M | 0.5% | 36 | -8 |
| 35 | Newtek Small Business Finance, Inc. | 7(a) | 28 | $19.1M | 0.5% | 29 | -1 |
| 36 | First Financial Bank | 7(a) | 25 | $4.9M | 0.5% | 29 | -4 |
| 37 | Plains State Bank | 7(a) | 23 | $41.0M | 0.4% | 16 | +7 |
| 38 | Third Coast Bank | 7(a) | 23 | $19.4M | 0.4% | 45 | -22 |
| 39 | Randolph-Brooks FCU | 7(a) | 23 | $5.8M | 0.4% | 42 | -19 |
| 40 | United Community Bank | 7(a) | 22 | $17.8M | 0.4% | 22 | 0 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2016 | Change |
|---|---|---|---|---|---|---|
| 1 | Harris County | 961 | $521M | 18.2% | 1,065 | -104 |
| 2 | Dallas County | 645 | $359M | 12.2% | 702 | -57 |
| 3 | Tarrant County | 440 | $242M | 8.3% | 476 | -36 |
| 4 | Travis County | 363 | $176M | 6.9% | 329 | +34 |
| 5 | Collin County | 304 | $187M | 5.7% | 294 | +10 |
| 6 | Bexar County | 286 | $114M | 5.4% | 334 | -48 |
| 7 | Denton County | 233 | $124M | 4.4% | 268 | -35 |
| 8 | Fort Bend County | 212 | $134M | 4.0% | 214 | -2 |
| 9 | Williamson County | 152 | $86.9M | 2.9% | 107 | +45 |
| 10 | Montgomery County | 151 | $73.8M | 2.9% | 145 | +6 |
| 11 | El Paso County | 126 | $33.6M | 2.4% | 140 | -14 |
| 12 | Hidalgo County | 102 | $33.1M | 1.9% | 107 | -5 |
| 13 | Brazoria County | 76 | $42.1M | 1.4% | 75 | +1 |
| 14 | Galveston County | 69 | $41.8M | 1.3% | 62 | +7 |
| 15 | Hays County | 54 | $22.4M | 1.0% | 39 | +15 |
| 16 | Lubbock County | 50 | $28.1M | 0.9% | 61 | -11 |
| 17 | Webb County | 46 | $5.9M | 0.9% | 74 | -28 |
| 18 | Comal County | 43 | $28.6M | 0.8% | 52 | -9 |
| 19 | Johnson County | 39 | $17.8M | 0.7% | 43 | -4 |
| 20 | Bell County | 38 | $15.6M | 0.7% | 41 | -3 |
| 21 | Jefferson County | 37 | $19.1M | 0.7% | 30 | +7 |
| 22 | Cameron County | 33 | $10.2M | 0.6% | 41 | -8 |
| 23 | Brazos County | 31 | $15.4M | 0.6% | 31 | 0 |
| 24 | McLennan County | 31 | $14.2M | 0.6% | 27 | +4 |
| 25 | Smith County | 28 | $18.6M | 0.5% | 23 | +5 |
| 26 | Parker County | 28 | $12.9M | 0.5% | 24 | +4 |
| 27 | Taylor County | 26 | $11.6M | 0.5% | 32 | -6 |
| 28 | Nueces County | 26 | $17.2M | 0.5% | 44 | -18 |
| 29 | Ellis County | 23 | $16.8M | 0.4% | 16 | +7 |
| 30 | Rockwall County | 22 | $20.4M | 0.4% | 21 | +1 |
| 31 | Ector County | 21 | $16.5M | 0.4% | 18 | +3 |
| 32 | Kaufman County | 19 | $10.5M | 0.4% | 26 | -7 |
| 33 | Midland County | 19 | $9.2M | 0.4% | 20 | -1 |
| 34 | Gregg County | 19 | $5.5M | 0.4% | 16 | +3 |
| 35 | Tom Green County | 18 | $8.1M | 0.3% | 12 | +6 |
| 36 | Bastrop County | 17 | $15.6M | 0.3% | 10 | +7 |
| 37 | Hunt County | 17 | $13.9M | 0.3% | 5 | +12 |
| 38 | Guadalupe County | 16 | $7.2M | 0.3% | 18 | -2 |
| 39 | Kendall County | 15 | $8.2M | 0.3% | 16 | -1 |
| 40 | Randall County | 14 | $4.1M | 0.3% | 27 | -13 |
The 40 counties with the most approvals; every county is on the Texas page.
FY2017 against FY2016
| Texas | FY2017 | FY2016 |
|---|---|---|
| 7(a) approvals | 5,034 | 5,271 |
| 7(a) dollars | $2.55bn | $2.47bn |
| Median 7(a) approval | $150K | $150K |
| 504 approvals | 253 | 281 |
| 504 dollars | $278M | $371M |
| Jobs supported, as reported | 56,955 | 61,551 |
Questions and answers
Which lenders made the most SBA loans in Texas in FY2017?
PNC Bank, National Association (942), Wells Fargo Bank National Association (686), JPMorgan Chase Bank, National Association (427), The Huntington National Bank (152), Simmons Bank (144). 241 lenders had at least one approval.
How many SBA loans were approved in Texas in FY2017?
5,287: 5,034 under 7(a) worth $2.55bn and 253 under 504 worth $278M.
Which Texas counties had the most SBA approvals in FY2017?
Harris County (961), Dallas County (645), Tarrant County (440), Travis County (363), Collin County (304).
When does FY2017 start and end?
The federal fiscal year 2017 runs from 1 October 2016 to 30 September 2017.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error