FY20221 Oct 2021 – 30 Sep 2022
SBA loans in Texas, FY2022
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2022 (1 October 2021 to 30 September 2022) SBA approved 3,907 loans in Texas: 3,502 under 7(a) and 405 under 504, worth $3.29bn.
That is down 13% on FY2021, when there were 4,491 approvals worth $4.35bn.
Texas accounted for 6.9% of the 56,932 approvals nationwide that year. 301 lenders had at least one approval in the state; The Huntington National Bank had the most, 317.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Texas businesses in FY2022, of 301 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2021 | Change |
|---|---|---|---|---|---|---|
| 1 | Harris County | 696 | $607M | 17.8% | 815 | -119 |
| 2 | Dallas County | 429 | $381M | 11.0% | 459 | -30 |
| 3 | Tarrant County | 315 | $288M | 8.1% | 398 | -83 |
| 4 | Travis County | 263 | $219M | 6.7% | 245 | +18 |
| 5 | Collin County | 247 | $196M | 6.3% | 258 | -11 |
| 6 | Bexar County | 204 | $148M | 5.2% | 230 | -26 |
| 7 | Denton County | 192 | $132M | 4.9% | 191 | +1 |
| 8 | Fort Bend County | 134 | $107M | 3.4% | 142 | -8 |
| 9 | Williamson County | 124 | $93.1M | 3.2% | 158 | -34 |
| 10 | Montgomery County | 98 | $67.2M | 2.5% | 140 | -42 |
| 11 | El Paso County | 88 | $58.6M | 2.3% | 106 | -18 |
| 12 | Brazoria County | 57 | $40.8M | 1.5% | 55 | +2 |
| 13 | Hidalgo County | 53 | $29.3M | 1.4% | 49 | +4 |
| 14 | Hays County | 48 | $40.5M | 1.2% | 45 | +3 |
| 15 | Lubbock County | 43 | $26.6M | 1.1% | 44 | -1 |
| 16 | Bell County | 42 | $16.6M | 1.1% | 59 | -17 |
| 17 | Galveston County | 38 | $28.7M | 1.0% | 54 | -16 |
| 18 | McLennan County | 32 | $21.7M | 0.8% | 39 | -7 |
| 19 | Comal County | 31 | $22.4M | 0.8% | 42 | -11 |
| 20 | Ellis County | 28 | $18.5M | 0.7% | 36 | -8 |
| 21 | Parker County | 27 | $29.8M | 0.7% | 27 | 0 |
| 22 | Taylor County | 26 | $20.6M | 0.7% | 25 | +1 |
| 23 | Grayson County | 25 | $32.8M | 0.6% | 24 | +1 |
| 24 | Jefferson County | 24 | $32.7M | 0.6% | 35 | -11 |
| 25 | Smith County | 22 | $17.9M | 0.6% | 28 | -6 |
| 26 | Guadalupe County | 21 | $11.7M | 0.5% | 30 | -9 |
| 27 | Johnson County | 20 | $21.5M | 0.5% | 19 | +1 |
| 28 | Rockwall County | 20 | $15.1M | 0.5% | 32 | -12 |
| 29 | Cameron County | 18 | $3.0M | 0.5% | 15 | +3 |
| 30 | Brazos County | 18 | $22.1M | 0.5% | 24 | -6 |
| 31 | Nueces County | 17 | $15.9M | 0.4% | 24 | -7 |
| 32 | Kaufman County | 16 | $13.1M | 0.4% | 24 | -8 |
| 33 | Ector County | 16 | $15.6M | 0.4% | 18 | -2 |
| 34 | Webb County | 15 | $11.9M | 0.4% | 28 | -13 |
| 35 | Gregg County | 14 | $19.0M | 0.4% | 15 | -1 |
| 36 | Kendall County | 13 | $11.3M | 0.3% | 11 | +2 |
| 37 | Randall County | 12 | $3.4M | 0.3% | 11 | +1 |
| 38 | Nacogdoches County | 12 | $9.8M | 0.3% | 10 | +2 |
| 39 | Burnet County | 11 | $8.1M | 0.3% | 9 | +2 |
| 40 | Midland County | 11 | $7.2M | 0.3% | 27 | -16 |
The 40 counties with the most approvals; every county is on the Texas page.
FY2022 against FY2021
| Texas | FY2022 | FY2021 |
|---|---|---|
| 7(a) approvals | 3,502 | 4,115 |
| 7(a) dollars | $2.80bn | $3.94bn |
| Median 7(a) approval | $350K | $500K |
| 504 approvals | 405 | 376 |
| 504 dollars | $490M | $407M |
| Jobs supported, as reported | 52,350 | 56,752 |
Questions and answers
Which lenders made the most SBA loans in Texas in FY2022?
The Huntington National Bank (317), Wells Fargo Bank National Association (247), Capital Certified Development Corporation (163), Newtek Small Business Finance, Inc. (142), Live Oak Banking Company (133). 301 lenders had at least one approval.
How many SBA loans were approved in Texas in FY2022?
3,907: 3,502 under 7(a) worth $2.80bn and 405 under 504 worth $490M.
Which Texas counties had the most SBA approvals in FY2022?
Harris County (696), Dallas County (429), Tarrant County (315), Travis County (263), Collin County (247).
When does FY2022 start and end?
The federal fiscal year 2022 runs from 1 October 2021 to 30 September 2022.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error