FY20231 Oct 2022 – 30 Sep 2023
SBA loans in Texas, FY2023
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2023 (1 October 2022 to 30 September 2023) SBA approved 4,368 loans in Texas: 4,097 under 7(a) and 271 under 504, worth $3.24bn.
That is up 12% on FY2022, when there were 3,907 approvals worth $3.29bn.
Texas accounted for 6.9% of the 63,286 approvals nationwide that year. 281 lenders had at least one approval in the state; The Huntington National Bank had the most, 543.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Texas businesses in FY2023, of 281 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2022 | Change |
|---|---|---|---|---|---|---|
| 1 | Harris County | 743 | $621M | 17.0% | 696 | +47 |
| 2 | Dallas County | 456 | $320M | 10.4% | 429 | +27 |
| 3 | Tarrant County | 332 | $228M | 7.6% | 315 | +17 |
| 4 | Collin County | 320 | $222M | 7.3% | 247 | +73 |
| 5 | Travis County | 266 | $199M | 6.1% | 263 | +3 |
| 6 | Bexar County | 248 | $188M | 5.7% | 204 | +44 |
| 7 | Denton County | 215 | $158M | 4.9% | 192 | +23 |
| 8 | Fort Bend County | 166 | $108M | 3.8% | 134 | +32 |
| 9 | Williamson County | 159 | $99.5M | 3.6% | 124 | +35 |
| 10 | Montgomery County | 140 | $84.8M | 3.2% | 98 | +42 |
| 11 | El Paso County | 106 | $48.1M | 2.4% | 88 | +18 |
| 12 | Hidalgo County | 78 | $29.2M | 1.8% | 53 | +25 |
| 13 | Brazoria County | 70 | $30.2M | 1.6% | 57 | +13 |
| 14 | Hays County | 60 | $53.2M | 1.4% | 48 | +12 |
| 15 | Bell County | 44 | $27.8M | 1.0% | 42 | +2 |
| 16 | McLennan County | 40 | $31.8M | 0.9% | 32 | +8 |
| 17 | Galveston County | 37 | $27.7M | 0.8% | 38 | -1 |
| 18 | Cameron County | 34 | $15.0M | 0.8% | 18 | +16 |
| 19 | Ellis County | 33 | $21.0M | 0.8% | 28 | +5 |
| 20 | Comal County | 33 | $27.0M | 0.8% | 31 | +2 |
| 21 | Webb County | 30 | $20.2M | 0.7% | 15 | +15 |
| 22 | Lubbock County | 29 | $11.1M | 0.7% | 43 | -14 |
| 23 | Johnson County | 27 | $22.1M | 0.6% | 20 | +7 |
| 24 | Kaufman County | 26 | $22.6M | 0.6% | 16 | +10 |
| 25 | Nueces County | 26 | $21.6M | 0.6% | 17 | +9 |
| 26 | Midland County | 25 | $23.0M | 0.6% | 11 | +14 |
| 27 | Rockwall County | 25 | $21.2M | 0.6% | 20 | +5 |
| 28 | Brazos County | 24 | $23.7M | 0.5% | 18 | +6 |
| 29 | Smith County | 22 | $19.1M | 0.5% | 22 | 0 |
| 30 | Guadalupe County | 22 | $21.8M | 0.5% | 21 | +1 |
| 31 | Ector County | 20 | $21.7M | 0.5% | 16 | +4 |
| 32 | Grayson County | 20 | $16.0M | 0.5% | 25 | -5 |
| 33 | Jefferson County | 19 | $25.5M | 0.4% | 24 | -5 |
| 34 | Taylor County | 17 | $15.6M | 0.4% | 26 | -9 |
| 35 | Hood County | 15 | $8.0M | 0.3% | 10 | +5 |
| 36 | Parker County | 15 | $15.9M | 0.3% | 27 | -12 |
| 37 | Gregg County | 14 | $9.7M | 0.3% | 14 | 0 |
| 38 | Wichita County | 13 | $8.2M | 0.3% | 3 | +10 |
| 39 | Hunt County | 13 | $14.8M | 0.3% | 7 | +6 |
| 40 | Kendall County | 11 | $4.9M | 0.3% | 13 | -2 |
The 40 counties with the most approvals; every county is on the Texas page.
FY2023 against FY2022
| Texas | FY2023 | FY2022 |
|---|---|---|
| 7(a) approvals | 4,097 | 3,502 |
| 7(a) dollars | $2.82bn | $2.80bn |
| Median 7(a) approval | $320K | $350K |
| 504 approvals | 271 | 405 |
| 504 dollars | $426M | $490M |
| Jobs supported, as reported | 61,746 | 52,350 |
Questions and answers
Which lenders made the most SBA loans in Texas in FY2023?
The Huntington National Bank (543), Wells Fargo Bank National Association (283), BayFirst National Bank (239), JPMorgan Chase Bank, National Association (172), Live Oak Banking Company (121). 281 lenders had at least one approval.
How many SBA loans were approved in Texas in FY2023?
4,368: 4,097 under 7(a) worth $2.82bn and 271 under 504 worth $426M.
Which Texas counties had the most SBA approvals in FY2023?
Harris County (743), Dallas County (456), Tarrant County (332), Collin County (320), Travis County (266).
When does FY2023 start and end?
The federal fiscal year 2023 runs from 1 October 2022 to 30 September 2023.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error