FY20211 Oct 2020 – 30 Sep 2021
SBA loans in Texas, FY2021
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2021 (1 October 2020 to 30 September 2021) SBA approved 4,491 loans in Texas: 4,115 under 7(a) and 376 under 504, worth $4.35bn.
That is up 35% on FY2020, when there were 3,336 approvals worth $2.72bn.
Texas accounted for 7.3% of the 61,532 approvals nationwide that year. 293 lenders had at least one approval in the state; Wells Fargo Bank National Association had the most, 241.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Texas businesses in FY2021, of 293 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2020 | Change |
|---|---|---|---|---|---|---|
| 1 | Harris County | 815 | $873M | 18.1% | 580 | +235 |
| 2 | Dallas County | 459 | $466M | 10.2% | 362 | +97 |
| 3 | Tarrant County | 398 | $381M | 8.9% | 267 | +131 |
| 4 | Collin County | 258 | $258M | 5.7% | 205 | +53 |
| 5 | Travis County | 245 | $230M | 5.5% | 231 | +14 |
| 6 | Bexar County | 230 | $212M | 5.1% | 188 | +42 |
| 7 | Denton County | 191 | $171M | 4.3% | 148 | +43 |
| 8 | Williamson County | 158 | $142M | 3.5% | 115 | +43 |
| 9 | Fort Bend County | 142 | $128M | 3.2% | 139 | +3 |
| 10 | Montgomery County | 140 | $134M | 3.1% | 96 | +44 |
| 11 | El Paso County | 106 | $70.2M | 2.4% | 50 | +56 |
| 12 | Bell County | 59 | $33.7M | 1.3% | 40 | +19 |
| 13 | Brazoria County | 55 | $54.3M | 1.2% | 42 | +13 |
| 14 | Galveston County | 54 | $60.0M | 1.2% | 35 | +19 |
| 15 | Hidalgo County | 49 | $25.7M | 1.1% | 28 | +21 |
| 16 | Hays County | 45 | $36.1M | 1.0% | 35 | +10 |
| 17 | Lubbock County | 44 | $34.4M | 1.0% | 46 | -2 |
| 18 | Comal County | 42 | $27.9M | 0.9% | 21 | +21 |
| 19 | McLennan County | 39 | $19.3M | 0.9% | 32 | +7 |
| 20 | Ellis County | 36 | $35.7M | 0.8% | 21 | +15 |
| 21 | Jefferson County | 35 | $45.2M | 0.8% | 21 | +14 |
| 22 | Rockwall County | 32 | $24.6M | 0.7% | 16 | +16 |
| 23 | Guadalupe County | 30 | $31.5M | 0.7% | 17 | +13 |
| 24 | Smith County | 28 | $31.3M | 0.6% | 20 | +8 |
| 25 | Webb County | 28 | $21.1M | 0.6% | 18 | +10 |
| 26 | Parker County | 27 | $25.1M | 0.6% | 26 | +1 |
| 27 | Midland County | 27 | $24.0M | 0.6% | 27 | 0 |
| 28 | Taylor County | 25 | $19.3M | 0.6% | 36 | -11 |
| 29 | Kaufman County | 24 | $22.1M | 0.5% | 11 | +13 |
| 30 | Brazos County | 24 | $17.3M | 0.5% | 29 | -5 |
| 31 | Nueces County | 24 | $15.1M | 0.5% | 21 | +3 |
| 32 | Grayson County | 24 | $29.5M | 0.5% | 10 | +14 |
| 33 | Johnson County | 19 | $20.0M | 0.4% | 22 | -3 |
| 34 | Ector County | 18 | $16.5M | 0.4% | 15 | +3 |
| 35 | Waller County | 16 | $10.7M | 0.4% | 6 | +10 |
| 36 | Tom Green County | 16 | $21.9M | 0.4% | 19 | -3 |
| 37 | Cameron County | 15 | $8.9M | 0.3% | 9 | +6 |
| 38 | Hood County | 15 | $18.7M | 0.3% | 7 | +8 |
| 39 | Wichita County | 15 | $15.1M | 0.3% | 6 | +9 |
| 40 | Gregg County | 15 | $22.2M | 0.3% | 10 | +5 |
The 40 counties with the most approvals; every county is on the Texas page.
FY2021 against FY2020
| Texas | FY2021 | FY2020 |
|---|---|---|
| 7(a) approvals | 4,115 | 3,027 |
| 7(a) dollars | $3.94bn | $2.38bn |
| Median 7(a) approval | $500K | $350K |
| 504 approvals | 376 | 309 |
| 504 dollars | $407M | $345M |
| Jobs supported, as reported | 56,752 | 40,197 |
Questions and answers
Which lenders made the most SBA loans in Texas in FY2021?
Wells Fargo Bank National Association (241), PNC Bank, National Association (231), The Huntington National Bank (172), United Midwest Savings Bank National Association (172), Live Oak Banking Company (169). 293 lenders had at least one approval.
How many SBA loans were approved in Texas in FY2021?
4,491: 4,115 under 7(a) worth $3.94bn and 376 under 504 worth $407M.
Which Texas counties had the most SBA approvals in FY2021?
Harris County (815), Dallas County (459), Tarrant County (398), Collin County (258), Travis County (245).
When does FY2021 start and end?
The federal fiscal year 2021 runs from 1 October 2020 to 30 September 2021.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error