FY20181 Oct 2017 – 30 Sep 2018
SBA loans in Texas, FY2018
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2018 (1 October 2017 to 30 September 2018) SBA approved 4,688 loans in Texas: 4,452 under 7(a) and 236 under 504, worth $2.96bn.
That is down 11% on FY2017, when there were 5,287 approvals worth $2.83bn.
Texas accounted for 7.1% of the 66,228 approvals nationwide that year. 232 lenders had at least one approval in the state; Wells Fargo Bank National Association had the most, 517.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Texas businesses in FY2018, of 232 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2017 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 7(a) | 517 | $125M | 11.0% | 686 | -169 |
| 2 | PNC Bank, National Association | 7(a) | 449 | $172M | 9.6% | 942 | -493 |
| 3 | JPMorgan Chase Bank, National Association | 7(a) | 370 | $109M | 7.9% | 427 | -57 |
| 4 | The Huntington National Bank | 7(a) | 171 | $182M | 3.6% | 152 | +19 |
| 5 | Simmons Bank | 7(a) | 134 | $50.3M | 2.9% | 144 | -10 |
| 6 | Celtic Bank Corporation | 7(a) | 101 | $77.4M | 2.2% | 138 | -37 |
| 7 | Zions Bank, A Division of | 7(a) | 96 | $21.9M | 2.0% | 50 | +46 |
| 8 | Frost Bank | 7(a) | 95 | $36.8M | 2.0% | 70 | +25 |
| 9 | Northeast Bank | 7(a) | 87 | $21.2M | 1.9% | 49 | +38 |
| 10 | United Midwest Savings Bank National Association | 7(a) | 83 | $19.5M | 1.8% | 30 | +53 |
| 11 | Live Oak Banking Company | 7(a) | 82 | $123M | 1.7% | 92 | -10 |
| 12 | Wallis Bank | 7(a) | 82 | $79.2M | 1.7% | 80 | +2 |
| 13 | Stearns Bank National Association | 7(a) | 82 | $29.3M | 1.7% | 109 | -27 |
| 14 | Fifth Third Bank | 7(a) | 75 | $33.4M | 1.6% | 110 | -35 |
| 15 | Capital Certified Development Corporation | 504 | 70 | $78.3M | 1.5% | 89 | -19 |
| 16 | Independence Bank | 7(a) | 69 | $8.0M | 1.5% | 55 | +14 |
| 17 | BayFirst National Bank | 7(a) | 68 | $16.4M | 1.5% | 85 | -17 |
| 18 | Midwest Regional Bank | 7(a) | 60 | $31.8M | 1.3% | 0 | new |
| 19 | Enterprise Bank & Trust | 7(a) | 59 | $61.3M | 1.3% | 40 | +19 |
| 20 | PeopleFund | 7(a) | 58 | $6.4M | 1.2% | 91 | -33 |
| 21 | LiftFund, Inc. | 7(a) | 57 | $7.3M | 1.2% | 47 | +10 |
| 22 | Newtek Small Business Finance, Inc. | 7(a) | 53 | $47.6M | 1.1% | 28 | +25 |
| 23 | SouthState Bank, National Association | 7(a) | 51 | $42.2M | 1.1% | 36 | +15 |
| 24 | Commonwealth Business Bank | 7(a) | 45 | $75.6M | 1.0% | 40 | +5 |
| 25 | Bank of Hope | 7(a) | 44 | $37.8M | 0.9% | 39 | +5 |
| 26 | Greater East Texas Certified Development Company | 504 | 40 | $46.9M | 0.9% | 39 | +1 |
| 27 | Stellar Bank | 7(a) | 39 | $50.5M | 0.8% | 36 | +3 |
| 28 | LiftFund, Inc. | 504 | 35 | $33.1M | 0.7% | 17 | +18 |
| 29 | b1BANK | 7(a) | 35 | $20.2M | 0.7% | 34 | +1 |
| 30 | First Financial Bank | 7(a) | 32 | $18.2M | 0.7% | 25 | +7 |
| 31 | Prosperity Bank | 7(a) | 32 | $12.6M | 0.7% | 39 | -7 |
| 32 | Capital One National Association | 7(a) | 31 | $29.1M | 0.7% | 33 | -2 |
| 33 | Sunflower Bank National Association | 7(a) | 30 | $36.4M | 0.6% | 31 | -1 |
| 34 | Metro City Bank | 7(a) | 29 | $47.3M | 0.6% | 28 | +1 |
| 35 | North Texas Certified Development Corporation | 504 | 29 | $38.0M | 0.6% | 20 | +9 |
| 36 | United Community Bank | 7(a) | 29 | $21.1M | 0.6% | 22 | +7 |
| 37 | Texas Capital Bank | 7(a) | 26 | $42.4M | 0.6% | 15 | +11 |
| 38 | First Bank | 7(a) | 26 | $20.2M | 0.6% | 9 | +17 |
| 39 | Five Star Bank | 7(a) | 26 | $6.5M | 0.6% | 7 | +19 |
| 40 | Third Coast Bank | 7(a) | 25 | $26.9M | 0.5% | 23 | +2 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2017 | Change |
|---|---|---|---|---|---|---|
| 1 | Harris County | 857 | $527M | 18.3% | 961 | -104 |
| 2 | Dallas County | 538 | $377M | 11.5% | 645 | -107 |
| 3 | Tarrant County | 405 | $260M | 8.6% | 440 | -35 |
| 4 | Travis County | 300 | $176M | 6.4% | 363 | -63 |
| 5 | Collin County | 287 | $184M | 6.1% | 304 | -17 |
| 6 | Bexar County | 287 | $153M | 6.1% | 286 | +1 |
| 7 | Denton County | 238 | $160M | 5.1% | 233 | +5 |
| 8 | Fort Bend County | 177 | $123M | 3.8% | 212 | -35 |
| 9 | Montgomery County | 137 | $82.1M | 2.9% | 151 | -14 |
| 10 | Williamson County | 132 | $73.8M | 2.8% | 152 | -20 |
| 11 | El Paso County | 75 | $26.0M | 1.6% | 126 | -51 |
| 12 | Brazoria County | 71 | $38.6M | 1.5% | 76 | -5 |
| 13 | Hidalgo County | 50 | $14.0M | 1.1% | 102 | -52 |
| 14 | Galveston County | 48 | $22.8M | 1.0% | 69 | -21 |
| 15 | Bell County | 41 | $15.5M | 0.9% | 38 | +3 |
| 16 | Hays County | 39 | $21.6M | 0.8% | 54 | -15 |
| 17 | Cameron County | 38 | $11.1M | 0.8% | 33 | +5 |
| 18 | Lubbock County | 34 | $26.9M | 0.7% | 50 | -16 |
| 19 | Brazos County | 34 | $26.6M | 0.7% | 31 | +3 |
| 20 | Smith County | 32 | $22.8M | 0.7% | 28 | +4 |
| 21 | Johnson County | 32 | $14.9M | 0.7% | 39 | -7 |
| 22 | Ector County | 32 | $26.7M | 0.7% | 21 | +11 |
| 23 | Parker County | 30 | $22.2M | 0.6% | 28 | +2 |
| 24 | Rockwall County | 30 | $21.5M | 0.6% | 22 | +8 |
| 25 | Taylor County | 29 | $13.0M | 0.6% | 26 | +3 |
| 26 | Ellis County | 28 | $12.6M | 0.6% | 23 | +5 |
| 27 | Comal County | 26 | $18.1M | 0.6% | 43 | -17 |
| 28 | Guadalupe County | 25 | $13.7M | 0.5% | 16 | +9 |
| 29 | Kaufman County | 24 | $18.6M | 0.5% | 19 | +5 |
| 30 | McLennan County | 24 | $16.4M | 0.5% | 31 | -7 |
| 31 | Jefferson County | 22 | $24.0M | 0.5% | 37 | -15 |
| 32 | Webb County | 22 | $4.7M | 0.5% | 46 | -24 |
| 33 | Midland County | 21 | $12.5M | 0.4% | 19 | +2 |
| 34 | Nueces County | 21 | $12.2M | 0.4% | 26 | -5 |
| 35 | Tom Green County | 21 | $7.8M | 0.4% | 18 | +3 |
| 36 | Hunt County | 14 | $13.1M | 0.3% | 17 | -3 |
| 37 | Potter County | 13 | $11.3M | 0.3% | 6 | +7 |
| 38 | Bowie County | 13 | $5.2M | 0.3% | 9 | +4 |
| 39 | Nacogdoches County | 13 | $7.5M | 0.3% | 12 | +1 |
| 40 | Randall County | 12 | $6.8M | 0.3% | 14 | -2 |
The 40 counties with the most approvals; every county is on the Texas page.
FY2018 against FY2017
| Texas | FY2018 | FY2017 |
|---|---|---|
| 7(a) approvals | 4,452 | 5,034 |
| 7(a) dollars | $2.70bn | $2.55bn |
| Median 7(a) approval | $249K | $150K |
| 504 approvals | 236 | 253 |
| 504 dollars | $260M | $278M |
| Jobs supported, as reported | 49,969 | 56,955 |
Questions and answers
Which lenders made the most SBA loans in Texas in FY2018?
Wells Fargo Bank National Association (517), PNC Bank, National Association (449), JPMorgan Chase Bank, National Association (370), The Huntington National Bank (171), Simmons Bank (134). 232 lenders had at least one approval.
How many SBA loans were approved in Texas in FY2018?
4,688: 4,452 under 7(a) worth $2.70bn and 236 under 504 worth $260M.
Which Texas counties had the most SBA approvals in FY2018?
Harris County (857), Dallas County (538), Tarrant County (405), Travis County (300), Collin County (287).
When does FY2018 start and end?
The federal fiscal year 2018 runs from 1 October 2017 to 30 September 2018.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error