SBA Ledger

States › Texas › FY2019

FY20191 Oct 2018 – 30 Sep 2019

SBA loans in Texas, FY2019

That fiscal year's approvals by lender and by county.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

In FY2019 (1 October 2018 to 30 September 2019) SBA approved 3,975 loans in Texas: 3,733 under 7(a) and 242 under 504, worth $2.77bn.

That is down 15% on FY2018, when there were 4,688 approvals worth $2.96bn.

Texas accounted for 6.9% of the 58,006 approvals nationwide that year. 262 lenders had at least one approval in the state; Wells Fargo Bank National Association had the most, 415.

3,975approvalsFY2018: 4,688
$2.77bndollars approvedFY2018: $2.96bn
$291Kmedian 7(a) approvalFY2018: $249K
262lenders with an approval
46,522jobs supported, as reported

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Approvals by lender

The 40 lenders with the most approvals to Texas businesses in FY2019, of 262 active.

#LenderProgramApprovalsDollarsShare of stateFY2018Change
1Wells Fargo Bank National Association7(a)415$115M10.4%517-102
2JPMorgan Chase Bank, National Association7(a)244$69.3M6.1%370-126
3PNC Bank, National Association7(a)129$121M3.2%449-320
4Stearns Bank National Association7(a)129$43.1M3.2%82+47
5BayFirst National Bank7(a)120$28.9M3.0%68+52
6Live Oak Banking Company7(a)105$145M2.6%82+23
7Frost Bank7(a)98$47.1M2.5%95+3
8Midwest Regional Bank7(a)96$53.3M2.4%60+36
9The Huntington National Bank7(a)88$97.5M2.2%171-83
10Celtic Bank Corporation7(a)80$72.9M2.0%101-21
11United Midwest Savings Bank National Association7(a)79$11.4M2.0%83-4
12Simmons Bank7(a)78$34.2M2.0%134-56
13Fifth Third Bank7(a)74$29.9M1.9%75-1
14Capital Certified Development Corporation50470$79.0M1.8%700
15Newtek Small Business Finance, Inc.7(a)64$32.6M1.6%53+11
16Zions Bank, A Division of7(a)61$29.0M1.5%96-35
17Wallis Bank7(a)57$64.2M1.4%82-25
18Bank of Hope7(a)51$18.7M1.3%44+7
19Stellar Bank7(a)48$51.0M1.2%39+9
20SouthState Bank, National Association7(a)48$31.9M1.2%51-3
21Northeast Bank7(a)47$12.5M1.2%87-40
22Independence Bank7(a)47$7.0M1.2%69-22
23Greater East Texas Certified Development Company50446$55.4M1.2%40+6
24LiftFund, Inc.50446$44.9M1.2%35+11
25Capital One National Association7(a)41$53.2M1.0%31+10
26LiftFund, Inc.7(a)39$5.8M1.0%57-18
27Plains State Bank7(a)37$73.5M0.9%23+14
28PeopleFund7(a)37$5.3M0.9%58-21
29Enterprise Bank & Trust7(a)36$54.9M0.9%59-23
30Bank of America, National Association7(a)34$18.1M0.9%20+14
31Third Coast Bank7(a)33$29.5M0.8%25+8
32North Texas Certified Development Corporation50431$33.8M0.8%29+2
33Five Star Bank7(a)30$6.9M0.8%26+4
34Metro City Bank7(a)29$66.9M0.7%290
35PlainsCapital Bank7(a)29$30.9M0.7%22+7
36Commonwealth Business Bank7(a)28$36.9M0.7%45-17
37Texas Capital Bank7(a)27$45.2M0.7%26+1
38First United Bank and Trust Company7(a)26$16.4M0.7%11+15
39The First National Bank of McGregor d/b/a TFNB Your Bank for Life7(a)26$10.1M0.7%18+8
40Regions Bank7(a)25$20.6M0.6%24+1

Approvals by county

#CountyApprovalsDollarsShare of stateFY2018Change
1Harris County756$556M19.0%857-101
2Dallas County472$344M11.9%538-66
3Tarrant County275$224M6.9%405-130
4Collin County255$175M6.4%287-32
5Travis County246$156M6.2%300-54
6Bexar County195$132M4.9%287-92
7Denton County179$105M4.5%238-59
8Fort Bend County177$103M4.5%1770
9Montgomery County116$84.6M2.9%137-21
10Williamson County109$73.2M2.7%132-23
11El Paso County65$28.7M1.6%75-10
12Hidalgo County53$17.9M1.3%50+3
13Brazoria County51$32.2M1.3%71-20
14Lubbock County46$21.0M1.2%34+12
15Galveston County45$25.2M1.1%48-3
16McLennan County39$23.6M1.0%24+15
17Bell County34$20.7M0.9%41-7
18Hays County34$20.0M0.9%39-5
19Cameron County33$6.8M0.8%38-5
20Johnson County32$25.1M0.8%320
21Midland County29$17.2M0.7%21+8
22Jefferson County28$24.5M0.7%22+6
23Rockwall County28$17.2M0.7%30-2
24Comal County27$15.5M0.7%26+1
25Smith County26$11.4M0.7%32-6
26Nueces County26$19.4M0.7%21+5
27Kaufman County24$19.2M0.6%240
28Ector County24$17.1M0.6%32-8
29Ellis County23$18.2M0.6%28-5
30Taylor County22$11.4M0.6%29-7
31Parker County18$19.3M0.5%30-12
32Brazos County18$17.9M0.5%34-16
33Guadalupe County18$6.1M0.5%25-7
34Randall County13$5.5M0.3%12+1
35Webb County13$7.2M0.3%22-9
36Bastrop County13$5.1M0.3%7+6
37Hunt County13$12.5M0.3%14-1
38Tom Green County13$6.3M0.3%21-8
39Victoria County12$10.6M0.3%4+8
40Wichita County11$8.2M0.3%9+2

The 40 counties with the most approvals; every county is on the Texas page.

FY2019 against FY2018

TexasFY2019FY2018
7(a) approvals3,7334,452
7(a) dollars$2.52bn$2.70bn
Median 7(a) approval$291K$249K
504 approvals242236
504 dollars$253M$260M
Jobs supported, as reported46,52249,969

Questions and answers

Which lenders made the most SBA loans in Texas in FY2019?

Wells Fargo Bank National Association (415), JPMorgan Chase Bank, National Association (244), PNC Bank, National Association (129), Stearns Bank National Association (129), BayFirst National Bank (120). 262 lenders had at least one approval.

How many SBA loans were approved in Texas in FY2019?

3,975: 3,733 under 7(a) worth $2.52bn and 242 under 504 worth $253M.

Which Texas counties had the most SBA approvals in FY2019?

Harris County (756), Dallas County (472), Tarrant County (275), Collin County (255), Travis County (246).

When does FY2019 start and end?

The federal fiscal year 2019 runs from 1 October 2018 to 30 September 2019.

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error