FY20161 Oct 2015 – 30 Sep 2016
SBA loans in Texas, FY2016
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2016 (1 October 2015 to 30 September 2016) SBA approved 5,552 loans in Texas: 5,271 under 7(a) and 281 under 504, worth $2.84bn.
That is up 8% on FY2015, when there were 5,134 approvals worth $2.57bn.
Texas accounted for 7.9% of the 70,012 approvals nationwide that year. 234 lenders had at least one approval in the state; PNC Bank, National Association had the most, 1,065.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Texas businesses in FY2016, of 234 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|---|
| 1 | PNC Bank, National Association | 7(a) | 1,065 | $173M | 19.2% | 897 | +168 |
| 2 | Wells Fargo Bank National Association | 7(a) | 899 | $179M | 16.2% | 717 | +182 |
| 3 | JPMorgan Chase Bank, National Association | 7(a) | 459 | $140M | 8.3% | 515 | -56 |
| 4 | Celtic Bank Corporation | 7(a) | 149 | $64.5M | 2.7% | 146 | +3 |
| 5 | The Huntington National Bank | 7(a) | 133 | $140M | 2.4% | 119 | +14 |
| 6 | Simmons Bank | 7(a) | 120 | $50.5M | 2.2% | 138 | -18 |
| 7 | Fifth Third Bank | 7(a) | 109 | $35.3M | 2.0% | 87 | +22 |
| 8 | Capital Certified Development Corporation | 504 | 91 | $118M | 1.6% | 86 | +5 |
| 9 | Stearns Bank National Association | 7(a) | 88 | $36.5M | 1.6% | 49 | +39 |
| 10 | Live Oak Banking Company | 7(a) | 78 | $98.1M | 1.4% | 83 | -5 |
| 11 | Wallis Bank | 7(a) | 78 | $75.5M | 1.4% | 92 | -14 |
| 12 | Zions Bank, A Division of | 7(a) | 70 | $49.4M | 1.3% | 59 | +11 |
| 13 | Frost Bank | 7(a) | 68 | $16.3M | 1.2% | 57 | +11 |
| 14 | LiftFund, Inc. | 7(a) | 64 | $9.6M | 1.2% | 51 | +13 |
| 15 | SouthState Bank, National Association | 7(a) | 61 | $56.9M | 1.1% | 58 | +3 |
| 16 | Regions Bank | 7(a) | 50 | $47.4M | 0.9% | 55 | -5 |
| 17 | BayFirst National Bank | 7(a) | 50 | $12.6M | 0.9% | 6 | +44 |
| 18 | PeopleFund | 7(a) | 49 | $4.1M | 0.9% | 49 | 0 |
| 19 | Bank of Hope | 7(a) | 45 | $43.6M | 0.8% | 82 | -37 |
| 20 | Third Coast Bank | 7(a) | 45 | $37.8M | 0.8% | 31 | +14 |
| 21 | Greater East Texas Certified Development Company | 504 | 43 | $52.2M | 0.8% | 30 | +13 |
| 22 | Randolph-Brooks FCU | 7(a) | 42 | $7.0M | 0.8% | 24 | +18 |
| 23 | Capital One National Association | 7(a) | 41 | $22.4M | 0.7% | 68 | -27 |
| 24 | North Texas Certified Development Corporation | 504 | 40 | $64.8M | 0.7% | 43 | -3 |
| 25 | The American National Bank of Texas | 7(a) | 39 | $17.7M | 0.7% | 36 | +3 |
| 26 | Stellar Bank | 7(a) | 38 | $35.2M | 0.7% | 41 | -3 |
| 27 | Metro City Bank | 7(a) | 36 | $50.5M | 0.6% | 30 | +6 |
| 28 | Enterprise Bank & Trust | 7(a) | 36 | $49.6M | 0.6% | 47 | -11 |
| 29 | Prosperity Bank | 7(a) | 33 | $14.1M | 0.6% | 54 | -21 |
| 30 | Texas Certified Development Company, Inc. | 504 | 31 | $41.2M | 0.6% | 43 | -12 |
| 31 | First National Bank of Pennsylvania | 7(a) | 31 | $19.4M | 0.6% | 15 | +16 |
| 32 | First United Bank and Trust Company | 7(a) | 31 | $18.6M | 0.6% | 25 | +6 |
| 33 | Horizon Bank SSB | 7(a) | 30 | $9.1M | 0.5% | 37 | -7 |
| 34 | Newtek Small Business Finance, Inc. | 7(a) | 29 | $25.1M | 0.5% | 26 | +3 |
| 35 | First Financial Bank | 7(a) | 29 | $7.7M | 0.5% | 30 | -1 |
| 36 | Texas Champion Bank | 7(a) | 29 | $7.4M | 0.5% | 17 | +12 |
| 37 | PlainsCapital Bank | 7(a) | 27 | $17.0M | 0.5% | 16 | +11 |
| 38 | Centennial Bank | 7(a) | 27 | $4.8M | 0.5% | 21 | +6 |
| 39 | Sunflower Bank National Association | 7(a) | 26 | $15.3M | 0.5% | 27 | -1 |
| 40 | The First National Bank of Tom Bean | 7(a) | 25 | $12.9M | 0.5% | 16 | +9 |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2015 | Change |
|---|---|---|---|---|---|---|
| 1 | Harris County | 1,065 | $532M | 19.2% | 1,002 | +63 |
| 2 | Dallas County | 702 | $353M | 12.6% | 658 | +44 |
| 3 | Tarrant County | 476 | $217M | 8.6% | 422 | +54 |
| 4 | Bexar County | 334 | $164M | 6.0% | 323 | +11 |
| 5 | Travis County | 329 | $169M | 5.9% | 337 | -8 |
| 6 | Collin County | 294 | $128M | 5.3% | 301 | -7 |
| 7 | Denton County | 268 | $191M | 4.8% | 199 | +69 |
| 8 | Fort Bend County | 214 | $124M | 3.9% | 163 | +51 |
| 9 | Montgomery County | 145 | $93.6M | 2.6% | 126 | +19 |
| 10 | El Paso County | 140 | $36.5M | 2.5% | 117 | +23 |
| 11 | Williamson County | 107 | $65.4M | 1.9% | 103 | +4 |
| 12 | Hidalgo County | 107 | $19.6M | 1.9% | 107 | 0 |
| 13 | Brazoria County | 75 | $37.5M | 1.4% | 64 | +11 |
| 14 | Webb County | 74 | $15.9M | 1.3% | 55 | +19 |
| 15 | Galveston County | 62 | $42.2M | 1.1% | 55 | +7 |
| 16 | Lubbock County | 61 | $29.4M | 1.1% | 60 | +1 |
| 17 | Comal County | 52 | $32.9M | 0.9% | 23 | +29 |
| 18 | Nueces County | 44 | $26.0M | 0.8% | 45 | -1 |
| 19 | Johnson County | 43 | $22.4M | 0.8% | 32 | +11 |
| 20 | Bell County | 41 | $17.7M | 0.7% | 30 | +11 |
| 21 | Cameron County | 41 | $6.8M | 0.7% | 56 | -15 |
| 22 | Hays County | 39 | $29.5M | 0.7% | 51 | -12 |
| 23 | Taylor County | 32 | $19.0M | 0.6% | 35 | -3 |
| 24 | Brazos County | 31 | $11.2M | 0.6% | 20 | +11 |
| 25 | Jefferson County | 30 | $21.9M | 0.5% | 38 | -8 |
| 26 | Randall County | 27 | $5.6M | 0.5% | 12 | +15 |
| 27 | McLennan County | 27 | $8.9M | 0.5% | 33 | -6 |
| 28 | Kaufman County | 26 | $12.4M | 0.5% | 21 | +5 |
| 29 | Parker County | 24 | $16.6M | 0.4% | 19 | +5 |
| 30 | Smith County | 23 | $12.4M | 0.4% | 26 | -3 |
| 31 | Rockwall County | 21 | $16.4M | 0.4% | 22 | -1 |
| 32 | Midland County | 20 | $8.0M | 0.4% | 15 | +5 |
| 33 | Wichita County | 19 | $8.3M | 0.3% | 24 | -5 |
| 34 | Guadalupe County | 18 | $12.0M | 0.3% | 13 | +5 |
| 35 | Ector County | 18 | $6.6M | 0.3% | 23 | -5 |
| 36 | Ellis County | 16 | $9.6M | 0.3% | 30 | -14 |
| 37 | Grayson County | 16 | $10.5M | 0.3% | 11 | +5 |
| 38 | Kendall County | 16 | $8.2M | 0.3% | 11 | +5 |
| 39 | Gregg County | 16 | $13.4M | 0.3% | 7 | +9 |
| 40 | Wise County | 14 | $6.9M | 0.3% | 9 | +5 |
The 40 counties with the most approvals; every county is on the Texas page.
FY2016 against FY2015
| Texas | FY2016 | FY2015 |
|---|---|---|
| 7(a) approvals | 5,271 | 4,845 |
| 7(a) dollars | $2.47bn | $2.27bn |
| Median 7(a) approval | $150K | $150K |
| 504 approvals | 281 | 289 |
| 504 dollars | $371M | $293M |
| Jobs supported, as reported | 61,551 | 62,631 |
Questions and answers
Which lenders made the most SBA loans in Texas in FY2016?
PNC Bank, National Association (1,065), Wells Fargo Bank National Association (899), JPMorgan Chase Bank, National Association (459), Celtic Bank Corporation (149), The Huntington National Bank (133). 234 lenders had at least one approval.
How many SBA loans were approved in Texas in FY2016?
5,552: 5,271 under 7(a) worth $2.47bn and 281 under 504 worth $371M.
Which Texas counties had the most SBA approvals in FY2016?
Harris County (1,065), Dallas County (702), Tarrant County (476), Bexar County (334), Travis County (329).
When does FY2016 start and end?
The federal fiscal year 2016 runs from 1 October 2015 to 30 September 2016.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error